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Helpful reads to guide you through finding and benefiting from
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San Diego Landlords Face Pressure to Comply with Rent Control Laws

San Diego landlords are under scrutiny for violating the city's rent control ordinance by illegally raising rents on tenants. The Tenant Protection Act caps rent increases at 10% annually, but some ...

​​​​​​​The Urgent Need for Housing Solutions: How Universal Basic Income and Cash Transfers Can Make a Difference

As the housing crisis in the United States continues to escalate, more and more Americans are struggling to afford stable housing. Homelessness ...

Making a Smart Home Budget to Avoid Being House Poor

House poor is a term for a situation in which a person spends a large proportion of their total income on home ownership, leaving them with very little discretionary income for other necessities or enjoyable activities.&n...

How to Refinance Your Mortgage for the Right Reasons

Homeowners often reflexively consider refinancing when interest rates drop, hoping for lower payments. However, refinancing solely for a lower rate may not actually save you money in the long run. Here are some guida...

The Rise of Affordable Housing: Builders Shrink House Sizes to Meet Demand

Affordability has become a pressing issue in the U.S. housing market, prompting some major home builders to adopt a new approach. The Washington Post recently reported that powerful builders are...

Relief for At-Risk Homeowners and Renters

While the economy has improved since the height of the pandemic, many households continue to struggle with housing costs. Fortunately, resources are available for at-risk homeowners and renters in need of assistance. Federal an...

Biden's Tax Credit Plan: A Promising Solution for Housing Affordability

President Joe Biden's State of the Union address included a significant proposal aimed at combating the affordability crisis plaguing the housing market. Biden's plan entails an annual tax ...

The Current Challenges of Homebuying and How Nine Families Overcame Them

Buying a home is a big part of the American Dream for many people, but right now, it's getting harder to make that dream come true. The Washington Post shared stories of people who managed to buy hom...

Mortgage Rates Go Up for the Sixth Week During Election Time

For the past six weeks, the cost of borrowing money to buy a house has been going up. This increase is happening as the interest rates on government loans, known as Treasury yields, also rise during the presidenti...